The head of the Risk, Underwriting and Claims division is Andrew Davidson.

Life Risk Products are by their nature highly technical and special skills are necessary to understand, underwrite and manage products such as Trauma, TPD, Disability Insurance and Term Life. Even more specialised is the ability to assess and manage the claim portfolios for Trauma, TPD and Disability Insurance profitably.

LSOS offers longstanding experience in these fields through its Senior Underwriters and Claims Assessors. We can also arrange for one or more highly experienced specialists who can quickly reduce your backlog of life applications to be underwritten or outstanding claims, at short notice.

Contact us whenever your Underwriters and Claims Assessors go on leave, when you intend to run a new business campaign or whenever you need support in:

• D. I. underwriting guidelines
• Staff training in underwriting principles
• D. I. product audits
• Claims management
• Claims procedures audit
• Staff training in assessing claims
• Claims investigations
• Claims portfolio reviews
• Risk product design, CIB & policy wordings